Point Loma VA Loans & Military Housing
Expert guidance for Navy families buying in Point Loma with zero down VA loans and BAH maximization strategies
5-15 min
to Naval Base Point Loma
$1.1M
Median Home Price
8/10
Average School Rating
75%
Military Families
Calculate Your Point Loma VA Loan Payment
See how your BAH covers Point Loma housing costs. Most E-7+ and O-3+ service members can afford Point Loma with zero down payment.
Monthly Payment
$6,953
Your BAH
$3,390
Out of Pocket
$3,563
BAH Coverage Analysis
Your BAH covers $3,390 of the $6,953 payment. You'll need $3,563 per month from your base pay.
* BAH rates are based on San Diego County 2024 rates. Calculator provides estimates only. Actual payments may vary based on property taxes, insurance, and HOA fees.
What Military Families Say
Real experiences from Navy families who bought in Point Loma with our MRP-certified team
"Dane understood the VA loan process inside and out. He helped us find a home in Sunset Cliffs that our BAH almost completely covered. The commute to base is under 10 minutes!"
LCDR Michael R.
Navy, Naval Base Point Loma
"As a SEAL family, we wanted to stay close to the base. Dane's local knowledge and military background made the process seamless. He knew exactly which neighborhoods fit our needs."
Senior Chief David K.
Navy SEAL, Naval Amphibious Base
"We were worried about affording Point Loma on E-8 BAH, but Dane showed us condos in Liberty Station that were perfect. Our kids walk to great schools and I bike to work!"
Senior Chief Jennifer M.
Navy, Naval Base Point Loma
Why Point Loma is Perfect for Military Families
Unbeatable Commute Times
5-15 minutes to Naval Base Point Loma, Naval Amphibious Base Coronado, and Naval Base San Diego. Spend more time with family, less time in traffic.
Top-Rated Schools
Point Loma High School (8/10), Correia Middle School (7/10), and multiple elementary schools rated 7-9/10. Strong academics and military-friendly communities.
Diverse Housing Options
From Liberty Station condos ($700K-$900K) to Sunset Cliffs single-family homes ($1.2M-$2M+). Options for every rank and BAH level.
Strong Investment Potential
Point Loma homes appreciate 4-6% annually. When you PCS, rent it out to the next military family and build long-term wealth.
Military Home Buying Resources
VA Loan Coastal Cities Guide
Complete guide to using VA loans in Point Loma, Coronado, and La Jolla with BAH strategies.
Military Buyers & Sellers Guide
Everything you need to know about buying and selling homes during PCS moves.
Military Relocation Services
MRP-certified support for your entire PCS journey from orders to closing.
Ready to Find Your Point Loma Home?
Work with an MRP-certified realtor who understands VA loans, military timelines, and Point Loma neighborhoods.